The first step to buying a home in North Carolina is getting pre-approved by a lender so you know your budget and can make a credible offer.
Pre-approval confirms what a lender is willing to loan based on income, credit, and debt. Sellers typically require it before accepting an offer.
What is the difference between pre-qualification and pre-approval?
Pre-qualification is an estimate. Pre-approval is lender-verified.
How long is a pre-approval good for?
Most are valid for 60–90 days.
Can I look at homes before pre-approval?
You can, but you risk losing homes without it.